Our Senior Trainers have more than 30 years of experience in their own fields especially in the financial services industry. They are passionate and committed to the entire process of training and genuinely enjoy the process of helping the individual and organisation to grow.


Investment, Motivation

Dr Hj Ismail is currently a Senior Lecturer in Azman Hashim International Business School, University of Technology Malaysia (UTM) in Kuala Lumpur, has more than 30 years of experience in the academics, banking, training and consulting. He holds double doctorate degree in Doctor of Business Administration (DBA) from International Islamic University (IIUM) and a PhD with a research topic in Maqasid Shariah in University Technology Malaysia. He also has double Master degree in MBA from University of Denver, Colorado, USA and Masters of Philosophy (MPhil) from University of Strathclyde, United Kingdom and has presented papers in Copenhagen Business School, Saaid Business School (Oxford), Harvard University, Rome, Paris and Doha, Qatar. He is a HRDF Certified Trainer (CPTF) from University of Malaya. He has been invited as a guest speaker live in both RTM1’s Pra Bajet 2018 and Pasca Bajet 2018. His area of training includes Change Management, Financial Management and Corporate Governance, Business Ethics, Islamic Finance and Fiqh Muamalat.

Accounting, Strategic Management

Dr Jamalludin has more than 30 years of experience in academic and accountancy profession and currently the Associate Professor and the Head of Research and Consultancy in University od Sultan Azlan Shah (USAS), Perak. He also the Secretariat of Greater Kamunting Conurbation (GKC) from 2017 to 2020 and Chartered Accountant of Malaysia under Malaysian Institute of Accountant (MIA) since 2002. Since 2018, he has been in the International Editorial Board and Reviewer. He has presented papers in numerous international seminars and became keynote speaker for 3rd Comparative Asia Africa Governmental Accounting (CAAGA) Conference 2018 “Global Challenges of Public Sector” in Seoul National University, Seoul South Korea and International Conference on Ethics, Business and Social Science (ICEBSS) Nurturing an Entrepreneurship Education Model for University in 21st Century, 2017 in UNY Jogjakarta Indonesia, to name a few. His area of training includes Management Accounting, Strategic Management, Integrated Case Study (Accounting), Decision Making and Performance Measurement.

Debt Restructuring

A Certified Trainer (HRDF), Rapidi Darus has a vast experience in banking and has been with Bank Negara for the past 30 years. Prior to that he was attached to Bank Bumiputra Malaysia Berhad and Malayan Banking Berhad. His last post was the Operation and Recovery Manager at AKPK. He holds Diploma in Banking and Bachelor’s Degree in Insurance from UiTM. He is a qualified Islamic Financial Planner (IFP) and recently completed Train-the-Trainer program and a certified trainer from HRDF. With more than 35 years of working experience, he is passionate in training and like to import his knowledge in the area of banking, especially in the recovery aspect. Being one of the associate trainers under Emzek he is capable of training in the IFP program modules.

Islamic Estate Planning

Hajjah Fatimah Nor a Certified Trainer (HRDF) has a vast experience in banking and Trustee for the past 38 years in various Financial Institutions namely Standard Chartered Bank, CIMB Bank, Am Trustee Berhad, As Salihin Trustee Berhad and Amanah Raya Berhad. She has been in training in the area of banking and currently a subject matter expert in the area of Estate Planning. Certified as Islamic Financial Planning, she has been involved in training and module writering the area of Islamic Financial Planning and Wealth Management locally and abroad. She wrote the book Prinsip Asas Perancangan Kewangan Islam by IFBIM as a study guide for the Islamic Wealth Management and advisory program. She is currently writing another book under Islamic Risk Management, Estate and Waqf Planning for OUM and she is one of the associate trainers with Emzek Associates, specializing in the area of Islamic Estate Planning.

Shariah & Ethics

Mohamed Firdaus presently is the Head, Group Shariah Secretariat for MIDF Berhad. He has vast experience working in Malaysia as well as Middle East for more than 24 years. He was the first Head of Chartered Islamic Finance Professional (CIFP), industry expert for Islamic Finance at INCEIF, the Specialist for Islamic Finance in FAA and the General Manger in Asian Institute of Finance (AIF). He has a degree in Business Administration (IIUM) and holds an MBA specializing in Islamic Banking and Finance from International Islamic University Malaysia (IIUM). A professional graduate from the Institute of Chartered Secretaries and Administrators (ICSA) and holder of Islamic Financial Planning (IFP®) Certificate. A certified trainer under the Chartered Institute of Personnel and Development (CIPD), UK, he has conducted more than 300 trainings since 1999 in Islamic Finance programs. He has delivered trainings in Malaysia, Middle East, Hong Kong, Nigeria and Sri Langka. He has also delivered specialized Islamic Finance training to delegates from Palestine and Afghanistan.


Shariah, Ethics & Muamalat

Abdullah Jalil is currently a Senior Lecturer at Universiti Sains Islam Malaysia (USIM). He is the expert in the field of Fiqh Muamalat and Application, Islamic Banking, Finance and Economy, Corporate Waqf, Shariah Governance and Compliance, and Wealth Management and Financial Planning. He has a Bachelor Degree in Shariah (Fiqh and Islamic Studies), Universiti Yarmouk, Irbid, Jordan. (First Class Degree / Mumtaz), MBA specializing in Islamic Banking and Finance from International Islamic University Malaysia (IIUM) and now pursuing his PhD in Islamic Finance at INCEIF. Shariah Committee for Bank Rakyat, Prudential BSN Takaful and Koperasi Kakitangan USIM. Fatwa Research Panel Member of Negeri Sembilan and Panel of Subject Matter Expert for MQA in the area of Muamalat and Islamic Finance. He has written several books relating to Shariah, Fiqh Muamalat and other religious matters. From 2011 till 2018 he has written 18 books.

Comprehensive Financial Plan

Mahadzir Ahmad, is an Islamic finance analyst and a certified ISLAMIC FINANCIAL PLANNER™. He holds a BBA (Finance) from the University of Toledo, USA and an MBA (Islamic Banking and Finance) from the International Islamic University Malaysia; and was a PhD candidate at INCEIF, KL until 2013. At present, he is attached to HeiTech Padu Berhad holding the post of Business Consultant, FSI. Previously he was the Program Manager of Islamic Financial Planner (IFP®) for Financial Planning Association of Malaysia (FPAM) for 4 years, from 2005 to 2009 includes development of training modules, managing trainers, conducting classes, setting exams, marketing, university liaison and other strategic developments of the IFP®. His experience includes investment research, share dealing, institutional sales and portfolio management, involved with private equity investment as Fund Manager, and financial analyst. He was a part-time lecturer at UNIRAZAK teaching the Islamic Investment Planning course in 2013 and 2014. He is currently a trainer with IBFIM for its wealth management courses.

Zakat Planning

Mohamad Amin started his service at Lembaga Zakat Selangor (LZS) since 1999 and has served in various positions including distribution and collection of zakat. He is currently the Head of Research & Shariah Secretariat Department, responsible for overseeing Shariah research and strategic research at LZS. Coordinator of the LZS internal Shariah secretariat providing various proposals or research papers to the LZS Shariah Advisory Committee or the Selangor State Fatwa Committee. Among the areas of specialization in LZS are in the assessment of business zakat and experienced in estimating zakat for various categories of companies from private companies to public listed companies in Bursa Malaysia. He holds a Bachelor of Accountancy from the Universiti Utara Malaysia (UUM) in 1998 and a Master of Business Administration from the University of Selangor in 2012. He is currently a trainer with IBFIM for various programs.

Investment & Retirement

HRDF Certified Trainer, she is a Corporate Trainer for Islamic Finance at one of the banks in Malaysia, a trainer and module writer for Islamic Financial Planners Program. Holding a Bachelor of Accounting (Hons) degree from Universiti Utara Malaysia and MBA, specializing in Islamic Banking and Finance from International Islamic University Malaysia, currently pursuing her PhD in Islamic Financial Planning in Universiti Sains Islam Malaysia. She was attached with Permodalan Nasional Berhad and Kolej Universiti Islam Antarabangsa Selangor and Asia e University, before decided to become a freelance trainer in Islamic financial planning. She was a panel speaker for TV program on financial planning titled “Duit Anda”, aired by Astro Awani. She also has been invited to talk about financial planning in other TV programmes such as “Nasi Lemak Kopi O” and “Wanita Hari Ini”.

Islamic Estate Planning

Anwar Sidek has more than 23 years of experience in various skills covering areas in legal, business development and strategy, subject matter expert and training. He founded Messrs. Anwar Sidek & Associates, operated from 1998 to 2009, focusing on Corporate, Conveyancing, Franchise, Estate Planning and Legacy Management. He has certifications in Islamic Financial Planning, Investment, Insurance and Takaful Broking. In 2010; he founded Messrs. Eminent Resolution, organizing talks on the topics of Entrepreneurship Development, Islamic Estate Planning and Legacy Management. In December, 2012 he was appointed to be a Guest Speaker for Amanah Saham Nasional Berhad (ASNB) on the topics of Estate Planning and Legacy Management. This program was conducted nationwide until the end of May, 2016.

Risk Management & Takaful

HRDF certified trainer, Sheikh Ahmad Nejjeb is an entrepreneur. He has a successful diversified working career in manufacturing management, engineering and business management. Since venturing into financial industry in 2005 he is a licensed unit trust adviser, plus a registered takaful & insurance consultant. He is also a registered Islamic Estate Planner. He is passionate about Financial Planning. Upon certified as IFP®, he was invited to trained a number of IFP classes on the topic of Insurance & Takaful. Currently he is a Senior Unit Trust Advisor with Manulife Asset Management Services Bhd with more than RM15 Million (Asset Under Management). Apart from advising and managing client’s investments, he also actively trains new unit trust advisors under his agency. He is the Principal of Takafala Consultancy & Resources which he forms in 2010. The company specialised in wealth accumulation, wealth protection and wealth distribution. They have 3 Takaful & 3 Insurance principals plus 2 Estate Planning & Trustee companies as principals.


Aida Mosira is a Chartered Accountant, a Chartered Islamic Finance Professional (CIFP) and has an honours degree in Economics (specialised in Accounting and Finance) from The London School of Economics and Political Science. She is a fellow member of The Association of Chartered Certified Accountants (FCCA) and a Chartered member of The Malaysia Institute of Accountants (CA (M)). She is also a licensed Islamic Financial Planner and an approved Financial Advisor Representative. She has 15 years of experience in corporate treasury, asset management, oil & gas, aviation and management consulting industries. She held several senior management and specialist roles, including Chief Financial Officer, Vice President for the World’s 5- Star Airline and Chief Executive Officer for a foreign Islamic asset management company. She has strong experience in treasury markets trading and investing particularly in capital market products such as bonds, equities and hedging market exposures with crude oil and various foreign currencies. Also, a strategic investment expert with strong knowledge and experience in both fundamental micro and macro assessment methodology, including but not limited to technical analysis, quantitative and market psychology.